PJ_Persoane juridice


Insurance contract guarantees Print

Providing the guarantee to participate in auctions
With this insurance, the insurer guarantees the fulfillment in good terms of the obligations assumed by the insured to participate in public procurement of works or provision or of services. This coverage provides protection for the beneficiary of the guarantee and is activated in any of the following conditions:
a) when the insured withdraw their offer after the official opening of the offers;
b) when the insured withdraw their offer after the award of the contract;
c) when the insured, although winning the auction, he has not signed the contract object of the auction within the period stipulated in the offer / tender book;
d) when, as winner of the auction, this does not represent the guarantee to be executed within the period stipulated in the offer / tender book.

The insurance of the guarantee to be executed
This guarantee is an irrevocable and decisive commitment assumed by the Insured and the Insurer regarding payment to beneficiaries (Purchaser) in the amount of compensation provided, in case the insured does not fulfill the obligations stipulated in the contract including the guaranteed obligations.

Maintenance warranty insurance

Maintenance warranty insurance to maintaining guarantees for the Beneficiary, retrieval any failure or flaws in the work executed, appeared in the post-execution guarantee period (the period of maintenance/aliment), according to dispositions of the contract.

Insurance guarantee of the return of the deposit
Insurance guarantee reimbursement of the amount paid in advance through a security whose value decreases with the amount of the works performed, usually a fixed monthly rate, according to the contract.


 
Complex insurances Print

The insurance of construction, assembly and manufacturer liability
Policy is of "all risks" and cover construction - assembling civil targets, which are in construction, which are new or subject to rehabilitation. The policy covers the insured risks both during execution and in the warranty period. It is a complex coverage that enables all parties involved in the execution contract: entrepreneurs, subcontractors, beneficiary. Policy is divided into two sections: Section I, which covers damage suffered by the target in execution and Section II which covers damage to third parties as a result of an insured risk on the site.

Electronic Equipment Insurance
It is a complex insurance covering by its three sections of these losses: Section I covers material damage suffered by electronic equipment subject to insurance, Section II covers the losses of data and external data media, and Section III cover operating costs and additional expenses necessary in the case of insured risks that have affected the normal functioning of the equipment provided and that generated the losses listed above. Policy may cover, depending on the request of the insured, damage caused by both internal and external factors (eg natural or weather disasters).

Insurance for accidental damage to equipment and machinery
This policy ensures machines - tools, equipment, aggregates, engines, facility or technological lines and any other similar goods, that, when concluding the insurance are set up in order of exploitation. Only homologated goods and those which passed the tests or the checking to be received can be insured.
The policy can cover both damage of internal (malfunction of materials, labour, poor design, electrical or mechanical failure, etc.) and external causes (careless operation, or by special dispositions, natural hazards (earthquakes, floods, landfall etc.), fire and theft).

Insurance of construction equipment
This insurance covers equipment, construction equipment and facilities used on construction sites.
Risks that can provide goods listed above, at the choice of the Insured:
- Fire, lightning, explosion;
- Collisions, collisions or hitting objects outside the property insured, drops, twists;
- Theft;
- Natural disasters: earthquakes, flooding, water flooding, inbreaking, landfall.

 
General and professional liability insurance Print

General Liability Insurance
Liability insurance for managers and directors
Liability insurance for notaries
Liability insurance of designers, architects
Liability insurance for insurance brokers
Liability insurance for bailiffs
Liability insurance for auditors
Liability insurance for teachers
Liability insurance for medical units
Liability insurance for vehicle service units
Professional liability insurance arising from veterinary medical practice
Liability insurance for customs agents
Liability insurance for practitioners in reorganization and liquidation
Liability insurance for technical experts
Liability insurance for the insurance agent
Liability insurance for road transport operators
Liability insurance for the medical staff
Liability insurance for certified accountants and experts
Liability insurance for lawyers
Liability insurance for the transporter as carrier
Liability insurance for social workers
Professional liability insurance for third parties of the manufacturer-assembler
Employer's liability insurance from its employees
Liability insurance for the service delivery
Liability insurance of the renter to the owner
Professional liability insurance for third parties of the manufacturer-assembler
Liability insurance of the companies that perform security services and / or monitoring
Liability insurance carrier to the transporting passengers;
Liability insurance of the Freight Expeditions for goods transportation

 
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